Disclaimer

General Information

Hometrics provides AI photo readings, an AI buying guide chat, property notes and free calculators, for information only. Our Terms of use also apply.

AI Photo Readings, Reports and Chat

These are AI notes on your own photos, to help you get ready for a building and pest inspection. They're not an inspection, we haven't measured how often the AI is right, and it can miss serious problems. Book a licensed building and pest inspector before you buy.

A photo reading, a report summary or a chat answer is written by AI from your own photos and notes. It isn't a building or pest inspection, and nobody has checked it. If it doesn't mention a problem, that doesn't mean there isn't one. Hometrics isn't designed to tell you whether to buy, make an offer, bid or walk away.

Not Financial Advice

The information provided by our calculators does not constitute financial, investment, tax, or legal advice. Results are estimates based on the information you provide and should not be relied upon as the sole basis for making investment decisions.

Always consult with qualified professionals before making property investment decisions, including:

• Licensed financial advisors
• Qualified accountants or tax agents
• Property investment advisors
• Conveyancers or solicitors

Accuracy and Limitations

While we strive to provide accurate calculations:

• Tax laws, rates, and regulations change regularly
• Individual circumstances vary and may affect calculations
• Property markets are unpredictable and past performance doesn't guarantee future results
• Interest rates, rental yields, and property values fluctuate
• Depreciation schedules depend on property-specific factors

We do not guarantee the accuracy, completeness, or suitability of calculator results for your specific situation.

Investment Risks

Property investment involves significant risks, including:

• Capital loss if property values decrease
• Rental income may not cover expenses
• Interest rate increases affecting loan costs
• Vacancy periods reducing rental income
• Unexpected maintenance and repair costs
• Changes to tax laws affecting benefits
• Market conditions affecting property values

Only invest what you can afford to lose and ensure you have sufficient cash flow to cover ongoing costs.

No Warranties

Apart from the guarantees the Australian Consumer Law gives you, we provide our tools as they are, without other promises about their results.

Limitation of Liability

To the extent the law allows, Hometrics and its operator, Moonys Creek Enterprises Pty Ltd, aren't liable for loss arising from your use of our tools or your reliance on their results. Nothing here takes away rights you have under the Australian Consumer Law that can't be excluded.

Tax Disclaimer

Tax calculations are estimates only and do not constitute tax advice. Tax laws are complex and subject to change. Individual circumstances, including your income level, other deductions, and specific tax situations, will affect your actual tax liability. Always consult with a qualified tax professional or accountant for accurate tax advice.

Third-Party Links

Our website may contain links to third-party websites. We are not responsible for the content, privacy policies, or practices of third-party sites.

Acceptance of Terms

By using Hometrics, you acknowledge that you have read and understood this disclaimer. If you do not agree, please do not use Hometrics.